A-A+
When interest rates rise borrowers of______ma
问题详情
When interest rates rise, borrowers of______may suffer from financial hardship. As a result, borrowers tend to prefer______.
A．insured mortgages…conventional mortgages
B．ARMs... fixed-rate mortgages
C．zero down payment mortgages…amortized mortgages
D．fixed-rate mortgages... ARMs请帮忙给出正确答案和分析，谢谢！
参考答案
正确答案：B
解析：答案为B项。insuredmortgage“已保险抵押贷款”。conventionalmortgage“传统抵押贷款”。adiustable—ratemortgage，ARM“可调利率抵押贷款”。fixed—ratemortgage“固定利率抵押贷款”。zerodownpaymentmortgage“零首付抵押贷款”。amortizedmortgage“分期偿还的抵押贷款”。当利率上升时，可调利率抵押贷款的借款人可能会因为利率的上升使自己的负担加重。因此，借款人更乐于接受固定利率抵押贷款。故本题选B项。
